How to invest responsibly and ethically
If you’d like your money to make a difference to the world as well as your future, responsible investing may be for you. Almost 9 in 10 (89%) Australians feel it’s important their financial institution invests responsibly and ethically across the boardi. Ethical, social and governance (ESG) investments accounted for $1,281 billion—or 40%—of assets under […]
Diversification – why it matters now more than ever
If you’re an investor (or considering becoming one), some essentials are important to know, and of these, few are more important than diversification. Diversification is a way of spreading the risk associated with investments, or more simply, not putting all your eggs into one basket. And while diversification is an investment fundamental, it’s when markets […]
The rise of the gig economy and side gigs (thanks to technology)
Chances are you either have a side gig (a way to make money on the side of your usual job), want to have one, or you benefit from someone else’s. While the gig economy has been bubbling away in the background for a while now, it continues to be on the rise, and people are […]
Bitcoin – is it really for you?
If I could sum up the contents of my junk emails over the last 12 months in a single word it would be: Bitcoin. I can’t tell you how many unsolicited invitations I’ve received to start trading bitcoin – you may have experienced the same thing. This alone is a concern but when heavy hitters […]
What is gearing? In simple terms, gearing is borrowing money to invest. The investment could be in direct shares or managed investments, such as an equity trust, balanced fund or property. Gearing is, in essence, directed towards producing a larger investment return by using borrowed funds, often in addition to your own funds, so that […]
What is transition to retirement? Transition to retirement is a strategy that can help you reduce your working hours while maintaining the same level of income. This is achieved by drawing a pension from superannuation using the ‘transition to retirement’ condition of release. Everyone who is preservation age (currently 55) but less than 65 years […]