The door is closing on super’s current caps
New laws will limit the amount that goes into super. Are you prepared for the changes? Following last year’s Federal Budget, new superannuation rules will take effect on 1 July this year. After 1 July, the amount of after-tax contributions you’ll be allowed to make to super will be limited and your super balance will […]
Estate planning and why you need a super plan
When it comes to passing-on your super money, you need to put specific plans in place so the right people end up with it when the time comes. You’d probably rather be doing something other than thinking about your own mortality. But because your super can become a significant amount of money, you’ll want to […]
Procrastination: Just do it. Eventually.
Move out of a rut and reach your goals with our five helpful tips. If you’ve been living in a procrastination comfort zone for too long, you’re not alone. And evidence suggests that taking a tough approach won’t help you either.i Research shows that procrastination has its roots in the brain’s frontal systems known to […]
Give your career a health check
Health… check. Finances… check. Career… check? Are you happy at work? Do you jump out of bed excited about tackling your next project? Or are you counting down the days until your holidays or retirement? If you answered ‘yes’ to the last question, it might be time to give your career a health check. We […]
What’s your biggest obstacle to financial success?
Science reveals how our human-hardwiring can get in the way and cost us much more than we think. As humans we have changed a lot over time. Vast periods of time have seen us adapt and evolve—from hunting for food to ordering online and as our behaviour has changed, our brains have developed. But even […]
The Top 5 Forgotten Tax Deductions for Health Professionals
With tax deadline coming up, it’s a good time to think about deductions – particularly deductions that are frequently missed when preparing your return. We asked Tax Expert, Luke Casley from Morris Cohen Glen & Co – “What are the top 5 forgotten deductions on individual tax returns?” – That is, all those deductions people […]
What does a comfortable retirement look like?
How much money you’ll need will depend on a variety of things. Have you got a plan in mind for when you retire? Is it to travel overseas, hit more balls on the golf course or spend time with family and friends? Whatever your goals, you’ll need to have a plan for how you’re going […]
Is it better to buy an investment property or home first?
There’s a lot to consider when making such an important purchase, especially for the first time. Have you been saving up for a long time and finally feel ready to get into the property market? Maybe you’re considering either buying a home to live in or investing in a property you can rent out. Either […]
Can refinancing my home loan save me money?
By replacing your existing loan with a new one, you could take advantage of a better deal. Even if you secured a competitive package when you first took out your home loan, it’s worth reviewing each year i to ensure the interest rates, fees and features continue to meet your needs. With interest rates also […]
Can delayed gratification help you with your finances?
Are you the type of person who always has to have the latest clothes, smart technology or gym gear? If you answered yes to this question, you could be a person who likes instant gratification, that is, you like to indulge in instant reward now, rather than exercising self-controli, in return for a potentially greater […]